https://www.mckinsey.com/mgi/our-research/digital-identification-a-key-to-inclusive-growth
Authors. McKinsey Global Institute
How the Institute flags it
frontier 1 time handwave 1 time
This source carries more than one flag across the corpus. That is not an inconsistency to resolve: the same work can be established evidence for one claim and frontier evidence for another, and the flag belongs to the use rather than to the source.